I am serious - get malpractice insurance now

You may have read my other posts regarding malpractice insurance but as I sit here reading the news, I have to say it again - Get Insurance Now!

The economy is in tough times, which means it is not a good time to have concerns about keeping your job. The Nursing Board is asking for additional funds this Legislative session in order to hire more staff to process complaints. Complaints against nurses have increased and most of these involve minor errors or incidents (in other words, these are not "bad" nurses). It is peace of mind to have insurance that will pay for your legal representation before the Board and your expenses and the yearly premiums for insurance are very cheap.

To make it easier for you and because so many are still not getting insurance, I did a quick search for nursing malpractice insurance and the following are companies that you can contact to inquire about insurance (I do not work for these companies and this list is by no means exhaustive since I did not look much past the first page, it is just a way to get you moving on getting insurance and you should definitely check out many policies to be sure you get the best fit):

www.bbi-tx.com
www.nso.com
www.medmal4nurses.com
www.proliability.com

Be sure to ask questions about the insurance policy:
Do you cover nurses in Texas? In ______ specialty area?
Can you pick your own attorney (important) or is one assigned?
What are the coverage limits (there needs to be at least $10,000 for licensure cases, but more is better in case there is a drawn out hearing)?
Does the policy cover administrative/licensure actions (VERY important)?
What expenses are covered under the policy?